Welcome to day 363 of 366 in year 2020 and the final newsletter of the year.

This week, we wrap up our series of contributions from some members of the Smart Investment Club on the lessons 2020 has taught and the things they are grateful for.

I sincerely hope that this exercise has been as beneficial for you has it has been for me and that it inspires us to be like the single leper that went back to say “thank you” for his healing. Remember, that show of gratitude ensured that he received a lasting miracle.

In the words of Ralph Waldo Emerson, “Cultivate the habit of being grateful for every good thing that comes to you and to give thanks continuously. And because all things have contributed to your advancement, you should include all things in your gratitude”

Lessons 2020 has taught me  – Ololade Jesufemi

  1. Be medically preventive than curative, and take hygiene more seriously. Hand sanitizers and frequent washing of hands is now the norm for me.
  2. Never take things for granted, whether they are trips, weddings, family gatherings and especially health.
  3. People are very resilient. Within a short period of time, a lot of businesses have become COVID-19 compliant.
  4. It is always important to get fresh air and exercise, particularly during COVID.
  5. Cherish time spent with family, friends and loved ones.
  6. Be grateful for life and good health.

My 2020 lessons – Seun Adeogun

  1. Life can happen without warning.
  2. No matter how bad things look, there’s always a reason to be grateful.
  3. The gift of relationships should never be taken for granted. Spending time with loved ones and those who love you is one of life’s most precious gift.
  4. Good health is a precious jewel never to be taken for granted and must be deliberately maintained.
  5. My financial journey with SIC is one of the best investments I’ve made for myself. Loving the person I’m becoming (it’s a journey you know 🙂).

EXCUSE YOU 2020! – Rev. Aderinmola Emukpoeruo

2020 has been a year of all shades of emotions, happenings and experiences! So many words have been used to describe the year! 








Of course, the words; pandemic, quarantine and social distancing can’t be relegated to the background but one word that we all didn’t actively think about but which took its toll on us all, either positively or negatively is ‘excuse’! At least, this is something that was highlighted for me!

Yes, this write-up is about what I am grateful for in 2020 and I can tell you one unusual thing I am grateful for is that the year highlighted excuses for me!

With the dynamics witnessed and experienced within the year, I came to a realisation that I could no longer continue giving excuses, albeit genuine. I realised that I had to “ditch excuses” so I could maximize the new state of affairs that came attendant with the pandemic and so I could become a better version of myself despite the shaking and changing going on within and outside of me.

I am grateful for the many lessons learnt in 2020, chief amongst which is: “excuses will limit me!” I recognised due to the economic lockdown precipitated by the COVID-19 virus that I could do things differently and still get results.

GOD brought me to whole new levels in various aspects of my life and journey for which I’m grateful for. Spiritually, financially, relationship-wise, investment-wise, and family-wise, I saw ascension into higher levels and dimensions that I didn’t attain before the unusual and unprecedented advent of COVID-19. This year I am grateful because where and when men had spoken a casting down, my testimony has been that of a lifting-up!

Despite that I had been longing to join the Smart Investment Club (SIC), during the year; precisely in October I was able to pull it off. This isn’t counting the many value-adding trainings and courses I built myself up with!

I am grateful that year 2020 has not been a waste rather I recorded many positive add-ons! I haven’t done much investing since joining the SIC, yet; I am grateful for the knowledge garnered already, setting me up for a good haul of investments come year 2021!

This year, I have counted many blessings in my life and family. Surviving the pandemic, not being a casualty from its attendant results is a big deal that I am grateful to GOD for!

I recall something that I did in year 2013 when my biological Father turned 71, I embarked on a journaling exercise which chronicled 71 things I am grateful to GOD for. Each day as I added to the list, I realised that my gratitude levels increased.  I challenge each Smart Steward/Investor here to recount at least 20 things that you are grateful for in the course of the year 2020 and you’ll be amazed at how this exercise will make you feel!

Apart from the gift of life and good health, below are some of the things I am grateful for. I hope it encourages someone to look deep inwards and do same by recounting GOD’s goodness in your life:

  • Being better and challenging myself by my own yardstick and not competing with any external factor or person.
  • Being led by the Spirit despite my weaknesses.
  • I’m grateful for resources that I came across that answered questions timely for me.
  • I’m grateful for the many corrections I received both physically and spiritually. 
  • I’m grateful for amazing connections and relationships GOD brought my way in the course of the year.
  • I am so grateful that I am conscious when it comes to excuses, no longer do I give them room to hinder me!
  • As we all count our blessings and name them one by one, may our gratitude and thanksgiving precipitate more blessings in the coming year and decade ahead! 
  • I toast to the great exploits we all would be doing as we ditch those excuses and thank GOD more! Excuse you 2020! I am grateful for you!

I am very grateful to the 15 ladies and gentlemen who graciously took out time to share their gratitude lists with us; your contributions were educative and most appreciated.  Thank you so much!

As we are all aware, the second wave of COVID 19 cases in Nigeria, especially in Lagos State is unfortunately here. As such, we must continue to take personal responsibility for ensuring our safety. 

Keep washing your hands, maintain social distancing and wear your face masks in public.  

Allow me to be the first to wish you all Happy New Year in advance. I pray 2021 turns out to be better than we pray and expect it to be!                         

See you all in 2021!!

Leave A Comment